It is very common to find loans in all entities aimed at the acquisition of real estate or to carry out a reform of the same. Mortgage loans are different in each entity and there are as many conditions as there are banks but what if you have a house and you want a new one because you have to move or you just need a change of scenery?
Not only does it finance the acquisition of the new home
There is also a special credit for this situation, it is the Housing Change Credit and you can find it at Good Finance.
Not only does it finance the acquisition of the new home, but the entity helps the client to the initial expenses of the same and not have to wait to sell the previous house. That is, your new and old house are financially insured by this Catalan entity.
The entity offers a guarantee of waiting for sale
Thanks to a personal financing project, the entity offers a guarantee of waiting for sale.
With this loan, the client should only pay the interest generated for the first two years and the option of not having to pay any principal and interest for a maximum of 12 consecutive months. This credit is ideal so that, in times of crisis, customers do not get rid of their old apartments at bad prices.
The entity offers to protect the user against the rise in interest rates
And it offers personal conditions to each case, so its peculiarities are different for each house. However, the client may also opt for a normal Mortgage Loan, at a variable rate, up to 40 years and that covers 80% of the value of the home.
In addition, to protect against unforeseen events and ensure that loan payments are made, the client can enjoy an unemployment guarantee or a temporary disability guarantee for self-employed workers and employees, or for others with a temporary contract.